You’re heading for a major life event
Marriage, having a child, changing careers, buying a business, or even the on-set of an illness or disability – these are all examples of major life events that could have a significant impact on your financial stability and long term financial fluidity. As your financial advisor, we are here to guide you through those major life events and help you ensure that your assets and wealth are protected both now and into the future.
Retirement is on the horizon
Although this is considered a major life event, it is often only when we begin heading for retirement that we decide we need the help of a financial advisor to guide us in our retirement planning so that we will have sufficient income for our golden years. We advise that you prepare for retirement as early as possible to make saving for your retirement as little of a burden as possible.
You feel that you may be making mistakes with your current investments
If financial planning is not your core function, then the chances are that you could use a second opinion – particularly if your investments and insurance policies are either numerous or complex. Let us review your current financial circumstances, the products and policies you have in place and see if there are ways in which we can enhance your wealth portfolio.
You’ve received a financial windfall and need help to protect it
A large inheritance, or the sale of a sizeable asset may have left you with a healthy bank balance but you may be wondering how best to handle those financial assets. Let’s evaluate your lifestyle and your goals for the future and prepare a financial management strategy to not only protect, but also grow your financial assets.
Financial planning and investment planning is not an area of interest for you
If your mind tends to want to shut down when you look at information regarding financial planning and investment strategies – know that you are not alone, but that you do need a financial advisor.
As much as your mechanic is there to help you service your car, so we as your financial advisors are there to help you make the best financial choices in life.
You haven’t the time to keep abreast with markets and investment opportunities
Markets are always changing – particularly in today’s faced-paced, volatile world. Unless you have the time to maintain a fair knowledge of investment strategies and the global economic climate, or have a particular passion for these, we recommend that you take advantage of our up-to-date knowledge and years of investment experience to strengthen your investment strategy.
You’re unsure whether your financial arrangements will secure your family if you die
Our lives change over time, so what may have appeared a suitable financial portfolio last year, may look as if it needs a re-work today. It is important to review your financial plan, or wealth portfolio at least once per year to ensure that your financial strategy is still working for you. Let us review what you have in place and see if there are any enhancements that we can make to ensure that you will achieve your financial goals.