Business Financial Planning

Partnership Insurance

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Business partners often place all their time in managing the strategic direction and financial success of their company, leaving important risk management considerations on the back-burner.

We’re one of the team

It is for this reason that Ginsberg Financial Brokerage will partner with you to assess your areas of risk within the business, pertaining to your partnership, or buy and sell agreements, as well as the necessary insurance policies that you need to have in place to safeguard the future of your company and its people.

Helping you manage business risk

The death or disability of just one key individual within your organisation has the potential to place significant financial strain on the organisation, mostly due to the resulting loss of turnover. A scenario such as this can easily be avoided if the correct financial risk management assurances have been implemented.

Benefits of Partnership Insurance

By placing a monetary value on a key person in the organisation, a Partnership or Key Man Insurance Policy, also known as Business Owners Insurance or Surety Protection will pay out a sum on the death or disability of that individual which will enable the business to:

  • Supplement a loss in turnover.
  • Change the business scope if the partner possessed unique operational knowledge.
  • Settle any business loans tied to the member.
  • Find a suitable replacement or train existing staff.
  • Pay for the closure of the business, i.e. settling debts, paying dividends, etc.

His technical knowledge of the product is faultless...I have found it an absolute pleasure working with Mr Ivan Ginsberg and thank him for the service and dedication..

-Mrs Delmarie Huxtable, HR Manager, Universal Footwear

...we moved our provident fund to Ivan Ginsberg...his product knowledge is excellent...he is always is done in a professional manner...

-Chris Barnard, Director, Boston Micro-grip (pty.) ltd.

Ginsberg Financial Brokerage. Helping individuals and businesses prosper since 1991.

An Authorized Financial Services Provider | FSP No. 3991 | We are FICA and FAIS compliant