Personal Financial Planning

Medical Cover

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The cost of private health care in South Africa is high and is always on the increase. Ensuring that you are able to afford access to quality health care services is critical if you wish to protect the lifestyle that you and your family enjoy.

Medical insurance helps to maintain your financial stability, while providing you and your family with the private healthcare services that you deserve.

Ginsberg Financial Brokerage is registered under the Medical Schemes Act in South Africa which means that we are able to assist you in selecting the best medical insurance products to meet your individual circumstances. Because we represent a range of medical insurance solutions from three of South Africa’s largest and most trusted medical aid scheme providers (including Discovery and Liberty Life/Medscheme) we are able to provide the most appropriate solution for you.

Here are some key considerations when thinking about choosing medical cover:

  • Be certain that you have been adequately insured against the costs of major medical emergencies before thinking of the minor ones.
  • Ensure that your medical aid covers hospitalisation, chronic medication (if required) and costly out of hospital procedures such as MRI and CAT scans.
  • Whether you are funding your own medical aid, or are part of a company medical aid scheme, make sure that you know exactly what cover you have in place.
  • Don’t forget that penalties may be levied by medical insurance companies if you have not been a member of a medical aid for a period of time. The earlier you join the better!

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-Mrs Delmarie Huxtable, HR Manager, Universal Footwear

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Ginsberg Financial Brokerage. Helping individuals and businesses prosper since 1991.

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